Feb 17

A LOOK AT MOMENTUM INSURANCE PRODUCTS

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Momentum Insurance is a leading provider of insurance and asset management services to the South African market. As such – they are able to offer various financial products, services and solutions – all aimed at protecting your health and wealth in such a way that the risks to your life are reduced. By using these services you are assured of enjoying health protection, retirement savings, investments and peace of mind throughout your life stages.

Momentum Insurance believes you cannot put a monetary value on sound financial advice and therefore their financial planners are experts in their field.  At Momentum they don’t simply sell policies or schemes but remain as your partner through your life’s journey of fulfilling your financial needs. Armed with a clear understanding of your situation and an appreciation of your responsibilities, they are able to create a tailored financial plan just for you.

So – whether you’re planning for your retirement, putting funds aside for your child’s education, buying your first home or planning your estate – Momentum Insurance will be there for you.

The death of a family’s primary wage earner is something that nobody likes to contemplate but the reality is will the rest of a family will be left with a major financial impact. Both disability and terminal illness can have much the same effect.  Here you need to be looking for flexibility in life cover to assist in several different circumstances. Momentum Insurance will give a lump sum to your relatives as a means of dealing with their immediate expenses such as the cost of the funeral and legal advice from a lawyer if this is necessary.  The claim is then processed and the rest of the benefit is paid out as soon as this process is completed.

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Sep 27

Direct Insurance

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The question is asked many times. Is it actually worth it going direct. Can I go it alone and cut out the middle man? The answer is a resounding YES. There are a number of very competent and reliable companies that offer car insurance direct to the public. Its worth getting a quote from Dial Direct Online. We also recommend Hippo. If you are looking for “car insurance quotes, we recommend Quote Bee.

 

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www.budgetinsurancecompany.co.za

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Feb 14

On Car Insurance

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You most likely are sending far too much for home & car insurance in South Africa? Get cash off your car insurance, evaluate 12 quotes over the internet! All the time hundreds of South African citizens are going online to get products that ideally suit their unique needs. Vehicle insurance finder well over 50 insurance companies to find the best cheap car cover quotes . Motor car insurance, short term cover, long term investments, retirement policies, medical insurance .

More about car and household insurance in South Africa.

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Nov 1

Car Insurance Tips

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Here are some car insurance tips from OnCarInsurance:

1. Buying a new car

Before you even drive your brand new car off the dealership floor, you need to make sure it’s covered. In cases where the car you’re buying is being financed, you’ll be required to have it insured before you can take full ownership. It’s a good idea to phone the dealership to find out the details.

2. Age and Performance

Drivers under the age of 25 years of age are considered high risk when they’re driving high performance vehicles, and this needs to be taken into account when you take out car insurance. One of two things will happen in this case. You will either be denied insurance, or you’ll have to pay very high premiums.

3. Discounts

Information is power. When you talk to your insurance company, you’ll soon find out the best ways to save money on your premiums. Certain systems in your car can lower your risk profile, such as alarm systems and anti-hijacking systems.

4. The right type of insurance cover

Think about how you use your car. Are you insured with the correct use? Depending on how you use your car, you can determine the best type of insurance for you personally. If you use your car to and from work, then you want to take out insurance for private use. For business use, you want to get business use car insurance. The more you drive, the higher your risk profile and the higher your monthly premium.

5. Normal Driver

It’s very important that the person who drives the car most of the time, is the one the car is insured for. There might be an excess if an accident occurs while someone else is driving the car, so this needs to be considered.

6. Car Accessories

You need to consider all the accessories in you car and make sure you add them in your specific cover. Don’t forget about the accessories that weren’t fitted in the factory! You need to specifically specify this in you cover, otherwise your insurance company won’t cover these items.

7. Inspection of your car

In some cases, a car insurance company might ask you to take your car to a third party inspection company for inspection. In future car insurance claims, this could play a vital role, so make sure that you take your car for inspectiona and that you keep the inspection certificate.

8. Terms and conditions

So you’ll know what you are covered for and what you are not, you need to go through the terms and conditions of your insurance policy. You’ll be able to manage your risks better and change your car insurance accordingly.

9. Beware of towing

Make sure that the company towing your car is associated with your insurance company. You might have to pay unnecesary fees.

10. When an accident happens

It’s vital that you take down all the details of the parties involved in the accident. It has to be reported to the police withing 24 hours of when the accident occured. This way, you can make a valid car insurance claim.